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In this article, you will discover: An explanation of Underinsured Motorist Coverage (UIM). Whether an Arkansas driver is required to carry UIM. Your legal options if the at-fault driver doesn’t have sufficient coverage. What Is Underinsured Motorist (UIM) Coverage? Underinsured motorist coverage is additional coverage you purchase to protect yourself in the event you’ve been hit by an at-fault driver who carries the state’s minimum mandated insurance or something above the minimum but not enough to cover your full damages. Those damages would include medical bills, lost wages, pain and suffering. If you receive an offer for the full policy limits from the other driver’s insurance company, you have a right to claim additional benefits from your underinsured motorist coverage. Your UIM will pay you in addition to what you received from the other driver.…Read More

What Are Soft Tissue Injuries And Why Are They Difficult To Prove After A Car Accident In Arkansas? A soft tissue injury is generally one that doesn't result in a broken bone or a cut and is often a musculoskeletal issue. A whiplash, a sprain, or a strain could all be considered soft tissue injuries, maybe even bruising. These injuries are difficult to prove because they're not as visible as a broken bone or a cut, so insurance companies often try to devalue them. My job as your attorney is to highlight the medical records and evidence to show what you went through and prove that your injuries are real and you did, in fact, experience pain and suffering. The main diagnostic tools used in a hospital are designed to identify any major injuries that…Read More

In this article, you will discover: What critical evidence needs to be collected after a truck crash in Arkansas. How truck accident damage calculations differ from car accident damages. The importance of black box data in truck accidents. How Do Multiple Insurance Policies Complicate Truck Accident Claims? In a trucking accident claim, there are many moving parts. There may be insurance from the driver and the carrier, as well as an umbrella policy. An experienced car accident attorney can make sure all insurance companies with policies that may provide coverage are put on notice. Your attorney will preserve evidence and make sure you get the full compensation you deserve by coordinating and maximizing each policy. What Critical Evidence Should I Collect After A Truck Crash? Critical evidence to collect after a truck crash in Arkansas…Read More

In this article, you will discover: Whether a pedestrian can file an accident claim in Arkansas if they were partially at fault. Compensation a pedestrian can recover in an accident claim. What every pedestrian should know if they’ve been injured in a car accident. How Does State Law Impact My Pedestrian Accident Claim In Arkansas? State law sets the rules on who has the right of way and who's at fault when a collision between a car and a pedestrian occurs. In a pedestrian accident, the rules of the road apply as they do between two vehicles.  Pedestrians have a legal duty to see, be seen and use crosswalks when they are able. Motorists have a duty of ordinary care to avoid hitting a pedestrian who is legally crossing a road.  Can I File A…Read More

In this article, you will learn: What to expect financially when hiring a competent lawyer to handle your case. What expectations you can have for your personal insurance rates after filing a claim. How you can support your personal injury claim without any visible injuries. Myth #1: You Need A Lot Of Money To Hire A Good Personal Injury Lawyer Contrary to popular belief, hiring a competent personal injury lawyer in Arkansas does not require a lot of money. The truth is, injury claims lawyers work on a contingency fee basis, meaning that you pay nothing upfront and your lawyer is only paid based on a percentage of what you are awarded from your claim. Much like your real estate agent only gets paid once your house has officially sold, your lawyer will only be…Read More

This guide covers the following: What to look for when choosing a personal injury attorney. What to expect in the first meeting with the personal injury attorney. How an attorney can prepare and keep you calm during a personal injury case. What Should I Look For When Choosing A Personal Injury Attorney In Arkansas? Choosing the right attorney is one of the best decisions you can make for your personal injury case. Being a crucial decision, you need to know what to look for to ensure you work with the right personal injury attorney in Arkansas. The first thing you want to look for is a personal injury attorney in Arkansas who focuses on personal injury cases. Some lawyers do a little bit of everything, and that's fine. A lawyer who spends his or her…Read More

This guide covers the following: How details in your medical records can support your claim. How insurance adjusters use medical records to assess damages. The most persuasive types of medical records in personal injury cases. What Specific Details Do Medical Records Provide To Support My Claim? Most medical records are set up in SOAP format, which stands for Subjective, Objective, Analysis, and Plan. You go in and tell the doctor what hurts. That's subjective; they do an exam, the objective, analyze that, and then come up with a plan. Those records are the backbone of what we're going to use to present your pain and suffering claim and get your bills paid if you're off work. So, medical records are foundational when presenting your claim. How Do Insurance Adjusters Use Medical Records To Assess Damages?…Read More

Here are the essential details covered in this guide:  Why a treatment plan is needed and how it impacts your claim.  How not following your treatment plan could negatively affect your case. Whether a treatment plan can help determine future treatment and costs.  How Do Insurance Companies Evaluate Treatment Plan Adherence? Medical costs make up a significant part of the compensation, and insurance companies try to undermine the claim by evaluating the treatment plan. All insurance companies are moving to a more centralized computerized AI model. Each has its own proprietary computer program, which is fed every bit of information about your case. The computer looks for duplicate charges, overbilling, and gaps in treatment.  It's the attorney’s job to feed that information to the insurance company in a way that explains any inconsistencies, like gaps…Read More

Here is a summary of what is covered in this guide: How soon you should see a doctor after an auto accident. Whether it is possible to make a claim after delayed treatment. How delayed treatment can negatively impact your personal injury claim. How Soon Should I See A Doctor After A Car Accident? See a doctor as soon as possible. The quicker you can get in to see a medical professional about your injuries, the quicker you can be on the road to recovery and start building valuable evidence to present to the auto insurance company to help get the fair value of your claim when it comes time to settle. The most important thing about a car accident is that you get the treatment you immediately need for the injuries you have suffered.…Read More

In the following article, you can explore: What to expect when entering a slip and fall injury lawsuit in Arkansas. What damages you can claim for compensation in your case. How to work with your attorney to negotiate a settlement you deserve. How Does The Process Of Filing A Slip-And-Fall Lawsuit Begin In Arkansas? Slip-and-fall lawsuits are generally treated similarly to other personal injury cases, like car accidents or biking incidents. When you meet with your lawyer, the focus will be on gathering evidence, collecting witness statements, and determining whether filing a lawsuit is necessary or if negotiating directly with an insurance carrier would be more effective. In many situations, settling outside of court is often the better option. However, if an agreement cannot be reached with the insurance provider, your lawyer may advise filing…Read More