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In this article, you will discover:
A multi-vehicle or chain reaction accident occurs when you hit a vehicle from behind, and that impact is passed through a line of cars in front of you, like a series of falling dominoes.
Because everyone involved has the impact passed forward to them, determining liability can be complicated. Everyone’s own insurance company will attempt to ensure they’re not held liable for any part of the damages. However, it’s typically the driver who started or caused the chain reaction who is responsible for covering the other drivers’ damages.
Injuries can include major whiplash, concussions and broken bones. Depending on where you are in the chain reaction, you may be subject to several impacts from multiple vehicles, leading to more severe injuries.
Fault can be determined through witness testimony from people who were involved in the accident and testimony from those who witnessed it, but weren’t involved.
If you were involved in the accident, you can testify to how many impacts you felt. If you felt just one impact in your car and there were three drivers behind you, then it’s probably not the fault of the driver directly behind you. Instead, it was likely an impact pushed forward through the line to you. If you feel multiple impacts, there are usually numerous defendants or drivers at fault.
Often, you can lose witness testimony because the police report has outdated addresses or phone numbers for people who were involved or witnessed the accident. Early involvement of a car wreck attorney can help preserve that testimony.
The sooner you can preserve witness phone numbers and contact information, the better. In the age of technology, everyone has a cell phone. Hopefully, you can contact those people and ask if they have any useful cellphone or dashcam footage.
That footage can be crucial for verifying or challenging witness testimony, though people may disagree about what they see. For that reason, sometimes video helps, and sometimes it hurts.
Don’t communicate with the insurance companies of the other drivers involved in the accident. Their motive is to ensure their driver doesn’t have any fault pinned on them, and they view you as someone they can potentially shift blame to.
You need someone who will fight for you and represent your interests when there are multiple claimants and insurance companies involved. Each claimant and insurance company will have an attorney. Everyone involved will be pointing fingers and passing the buck, so they don’t have to pay you.
There may also be limited insurance proceeds available to be split between parties claiming injuries. An attorney can fight and advocate on your behalf to ensure you get your fair share of that money.
For more information on multi-vehicle accidents in Arkansas, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (479) 227-3060 | (479) 412-HURT or text us (479) 358-1998 today.