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7 Reasons To Rethink Handling Your Car Wreck Claim On Your Own | Mullins & Blake

  • By: Bradley Mullins, Esq.
  • Published: December 11, 2018
7 Reasons To Rethink Handling Your Car Wreck Claim On Your Own | Mullins & Blake

If you get into a car accident you might be tempted to handle the insurance claim on your own. But even if you weren’t at fault, you may be denied the compensation entitled to you without professional help. Here are seven key reasons why you should seek professional legal assistance for your car wreck claim.

1. You Must Know Your Rights

Most people don’t have much experience in court when it comes to traffic accidents. Consequently, most people aren’t aware of how the process works or even their rights. By working with experienced attorneys who handle personal injury cases, you will have a better idea of how to proceed. The main point to remember is that you have the right to get car damages repaired if the other driver is at fault.

2. Understanding Insurance Policies Is Crucial

Insurance policies can be complex, especially when it is unclear who is at fault. The at-fault driver’s insurance company technically will be responsible for medical bills, car repairs and lost wages. State law requires every driver to carry minimum insurance that covers $25,000 per person and $50,000 per accident. But what happens if the other driver fails to carry insurance? You will need to consult with a lawyer in that scenario.

3. Your Doctor’s Advice Will Be A Factor

You will not be able to collect compensation for medical bills from a car wreck claim if you do not take the proper steps in meeting with your doctor. Following your doctor’s advice is essential to developing a solid case. Be sure to keep all receipts from doctor visits and medical treatment. You also need to get estimates on car repair damage to assess how much money should be awarded to you.

4. Talking With The Other Insurance Company May Hurt

Calling the other driver’s insurance company is risky because they can use your words against you if their client challenges your claim. Letting an attorney who specializes in personal injury cases handle such communication is more advantageous for your car wreck claim.

5. Settlements Are Hard To Predict

Until you’ve been issued bills on medical treatment and you’ve assessed repair damages, along with lost wages, it’s very difficult to predict how much money will be owed to you, even if you were not at fault. You may be entitled to compensation for pain and suffering as well.

6. Representing Yourself Can Cost You Time And Money

If you don’t handle all the details of a car wreck claim properly and accurately, it can lead to a big waste of time and loss of compensation. The other driver may contest your claims and use a legal team that successfully refutes the evidence you present. If you lack sufficient evidence to back up your case, it may be difficult to win an out of court settlement or a court decision.

7. You’ll Need A Temporary Car Replacement

Part of dealing with a car wreck claim is securing a rental car until your vehicle is fixed or replaced. A lawyer can make this transition more smooth for you. If your car gets totaled then the at-fault driver’s insurance is required to pay you for the full market value of your car. But if you don’t have the right documentation in order, it could hinder the process.


Call Mullins and Blake for a free consultation at (479) 337-7077 to learn more about how we can help you recover damages from your accident. Only you can approve a settlement offer, but we can handle the details that increase the likelihood of a court decision in your favor.

Mullins & Blake Attorneys

Call Now To Learn More About Your Legal Rights

(479) 337-7077