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Motorcyclists riding in formation on a busy urban road - Mullins & Blake Attorneys
  • By: Bradley Mullins, Esq.

Bikes, Blues, And BBQs In Arkansas The Bikes, Blues, and BBQs motorcycle rally, held annually in September in Rogers, Arkansas, is a massive event that has been going on for over 20 years. Initially starting in Fayetteville before moving to Rogers, with some events also taking place in neighboring Eureka Springs, it has grown into one of the largest motorcycle rallies in the United States, second only to Sturgis, according to some. During the rally, motorcycle enthusiasts from all over gather to enjoy an array of activities, including live music, vendors selling motorcycle gear, apparel, and souvenirs, as well as plenty of food and drink with special deals offered by local bars and restaurants. The event typically draws nearly a hundred thousand people to the area, transforming the metro area into a hub of motorcycle…Read More

Two crashed cars on a road, damaged and in disarray after a collision.
  • By: Bradley Mullins, Esq.

Filing A Personal Injury Claim Versus Filing A Property Damage Claim In Arkansas The process of filing a property damage claim differs from filing a personal injury claim after an auto accident, primarily in the type of evidence and documentation required. When filing a personal injury claim, you’ll typically need to gather medical bills, records, proof of lost wages, and evidence of injuries to your body. In contrast, a property damage claim is more straightforward. I often explain to people that while you can't purchase a hurt back or a sore neck at the store, you can buy parts for a car. With a property damage claim, you collect evidence on what it will take to restore your vehicle to its pre-accident condition or determine its value if it's deemed totaled. Usually, you’ll work with…Read More

Woman capturing image of her wrecked vehicle
  • By: Bradley Mullins, Esq.

Diminished Value Diminished value is the term essentially used to denote cars that have been repaired after being involved in an accident yet were not totaled. Because of the damage incurred, these cars are perceived differently by the market, and understandably so. To illustrate, if you have two identical cars — one that has been in a wreck and repaired and the other that hasn't — potential buyers are likely to pay more for the car that hasn't been involved in an accident. Diminished value is the quantifiable difference between the pre-accident value of your car and its post-repair value. You are probably seeing how navigating property damage in an auto accident claim is a bit more involved than what you may have assumed! Only once the repairs are completed and paid for can an…Read More

A car, insurance paper & calculator surrounded by coins on a desk.
  • By: Bradley Mullins, Esq.

Total Loss Settlement Options — Understanding Your Choices When a car is declared a total loss because the cost of repairs exceeds its value, the insurance company owes you the fair market value of the car. In such cases, they typically present two offers: Full Offer This is the complete offer where the insurance company takes possession of your wrecked car in what is essentially a forced sale. They pay you the fair market value of the car before the accident, and in return, they acquire the damaged vehicle. Value assessment in an auto accident claim can be complicated and nuanced, as you’ll see. Offer, Minus Salvage Value The second offer includes a deduction for the salvage value of your car. After buying the wrecked car from you, the insurance company sells it to a…Read More

Torn paper with
  • By: Bradley Mullins, Esq.

The Onset Of A Property Damage Claim If the other driver's insurer has accepted your claim and is willing to cover the repair of your vehicle, congratulations — this is the situation we hope for, and it's optimal, albeit rare! In such cases, understand the following key realities: Choice Of Repair You have the liberty to choose the repair shop of your choice. You do not have to seek service from an approved shop by the insurance company. Your shop will then coordinate with the insurance company for payment and handle any necessary supplements for additional damages uncovered in the initial investigation. Accepting An Offer If you're satisfied with the offer, acceptance is a positive step. However, if we're representing you, it’s important for you to understand and agree to the offer before accepting it.…Read More

Visualizing Arkansas auto accident claims insurance on digital interface - Mullins & Blake Attorneys
  • By: Bradley Mullins, Esq.

Guarding Your Interests When Engaging With Insurance Companies Our strong recommendation regarding interacting with an insurance company is to contact an attorney before reaching out to the other driver's insurance. It's entirely reasonable to take a day or two to consult with an attorney and allow them to guide you in setting up your own claim. Since the role of insurance in auto accidents claims in Arkansas is unavoidable, we often advise our clients to let us handle this process from the beginning. By doing so, you minimize your direct contact with the insurance adjuster, reducing the chances of them twisting your words, undervaluing your claim, or making you think they’re your friend, only to trick you later on in your case. While dealing with your own insurance company is generally less adversarial than with…Read More

A man with a broken leg talking on a phone
  • By: Bradley Mullins, Esq.

Common Questions And Concerns About Auto Accident Claims In Arkansas Over the course of time that our firm has served clients, we've observed some patterns. Of them are questions and concerns clients from various backgrounds have regularly shared. The primary concern often revolves around questions like, Who will repair my car? and What if I can’t drive my car? We thought it best to tackle these right off the bat before diving further into other things we will discuss in this book. Typically, the at-fault party is responsible for restoring the car to the condition it was in prior to the accident. However, complications may arise, especially if investigating the liability prolongs the process. In such instances, we advise clients with collision insurance in their policy to leverage it for prompt resolution. This allows them…Read More

Judge hearing personal injury case in court with justice scale and gavel on table.
  • By: Bradley Mullins, Esq.

In this article, you will learn: The ways that your social media presence can impact the validity of your personal injury claims. How keeping a strong two-way communication with your attorney can greatly improve your chances of success. How to prepare for discovery and cross-examination to be sure you are able to confidently present your case in court. Mistake #1: Posting On Social Media The content you publish on social media can negatively impact your personal injury lawsuit in several ways. For instance, if you claim to have a serious injury that impairs your function but you are seen regularly water skiing on your Instagram feed, the credibility of your case will, of course, be in question. For this reason, it would benefit you to be mindful about what you share on social media. Moreover,…Read More

After A Car Accident, Can I Talk To The Insurance Company
  • By: Bradley Mullins, Esq.

Following a car accident, you will want your life to go back to normal. However, from dealing with the damage to your vehicle to possible medical issues sustained from the crash, this often is a longer process than you’d like. An auto accident may leave you missing work while dealing with injuries. This is money out of your pocket. After a crash, you’ll contact the police, seek medical attention when necessary, and eventually contact the insurance provider to let them know about the accident. That is precisely why, before you sign any documentation with the insurance company, you should contact the legal team at Mullins & Blake first. Insurance Companies Are A Business Having insurance is important. It protects you in some ways and makes it easier to pay for the standard auto damage. However,…Read More

7 Reasons To Rethink Handling Your Car Wreck Claim On Your Own | Mullins & Blake
  • By: Bradley Mullins, Esq.

If you get into a car accident you might be tempted to handle the insurance claim on your own. But even if you weren’t at fault, you may be denied the compensation entitled to you without professional help. Here are seven key reasons why you should seek professional legal assistance for your car wreck claim. 1. You Must Know Your Rights Most people don’t have much experience in court when it comes to traffic accidents. Consequently, most people aren’t aware of how the process works or even their rights. By working with experienced attorneys who handle personal injury cases, you will have a better idea of how to proceed. The main point to remember is that you have the right to get car damages repaired if the other driver is at fault. 2. Understanding Insurance…Read More

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